Patriot Pathway

Americans have $1.4 billion in unclaimed foreclosure surplus funds.

After foreclosure, the government may hold money that belongs to you — we find it, claim it, and send it to you.

Check If You Have Surplus FundsTalk to Our Team
0
States Served
$0M+
Surplus Tracked
Attorney
On Every Claim
No Upfront
Cost. Ever.

Do you qualify?

Three things make you likely eligible.

  1. 01

    Your home was lost to foreclosure.

    Whether you, a parent, or a family member lost the property — we can still help.

  2. 02

    The house sold at auction.

    If the sale price exceeded what was owed, the difference is yours by law.

  3. 03

    The property is in one of our 17 states.

    FL, OH, IN, OK, DE, LA, NY, PA, NJ, KY, SC, WI, NE, HI, KS, IL, CT.

Verified before filing

Serious claims need serious research.

We verify the foreclosure, surplus amount, claimant position, and filing path before anyone signs paperwork.

Residential neighborhood viewed from above
Public-record researchWe trace the property, sale, and surplus before a claim moves.
American home with a front porch and flag
Attorney-reviewed claimsEvery eligible case gets reviewed before filing.

How it works

Five steps from eligibility check to money in your account.

  1. 1

    You check eligibility

    A 60-second form tells us where and when. No cost. No obligation.

  2. 2

    We research your case

    We verify the foreclosure, confirm the surplus, and identify the funds.

  3. 3

    Attorney-supervised claim review

    A licensed attorney reviews and supervises the claim before it is submitted.

  4. 4

    The court releases funds

    Typical timeline runs 30–120 days depending on state and court backlog.

  5. 5

    You receive the money

    Funds are sent to you directly. Our fee is a small percentage — only on success.

Read the full process walkthrough →

Attorney explainer

Anthony explains surplus recovery and the next steps.

Anthony Antonini is the licensed New Jersey attorney who reviews and supervises every claim we submit. Helping everyday Americans reclaim what they are owed.

Client outcomes

Real Americans. Real money recovered.

  • I honestly did not know this money was available to me. Patriot Pathway walked me through the steps and made the process much less stressful. They stayed in contact the whole time and helped me receive my funds.
    Ramon P. · Funds received: August 2025
  • Everything was handled professionally and with respect. I liked that they explained each step instead of making the process confusing. I received my payout and felt comfortable working with them throughout the process.
    Amanda V. · Funds received: October 2025
  • Patriot Pathway helped me claim funds I did not even realize I may have been entitled to. The process took some time, but they kept me informed and followed up whenever needed. I was happy with the outcome.
    David S. · Funds received: December 2025
  • I had a positive experience from beginning to end. The team was responsive, organized, and honest about the process. Once everything was completed, I received my funds as expected.
    Michael R. · Funds received: February 2026
  • They made a complicated process feel manageable. I appreciated the clear communication and the fact that they handled the details for me. I received my payout and would feel comfortable referring someone else to them.
    Robert M. · Funds received: April 2026

Frequently asked

Questions people ask us most.

How do I know if I have surplus funds?

Fill out the 60-second eligibility form. We'll research your case and tell you within one business day whether there's money to claim.

What if the person who lost the home has passed away?

Surpluses often go to surviving heirs. We handle the probate side alongside the claim — no separate attorney required.

Why is there no upfront cost?

We only get paid when you do. Our fee is a small percentage of what we recover — deducted after the court releases funds.

See all 30+ questions →

Start here

See if you’re owed surplus funds in 60 seconds.

No upfront cost. Attorney-supervised claim review. Typical recovery runs 30–120 days. We’ll tell you within one business day whether there’s money to claim.