How long do I have to claim surplus funds in Westchester County, NY?

Under New York law, claims are typically filed within 60 months of the foreclosure sale, though specific procedures vary by county. We verify the exact deadline before you sign anything.

Where are surplus funds held in Westchester County?

Funds are deposited with the Westchester County Clerk of Courts in White Plains until a court orders release.

What does Patriot Pathway charge?

Contingency fee only — disclosed in writing before you sign. No upfront cost. If we do not recover funds, you owe nothing.

Do I need to live in New York to file?

No. Many former owners have moved out of state by the time funds are released. We file New York claims for clients living anywhere in the U.S.

New York · Westchester County · White Plains

Surplus funds recovery in Westchester County, NY.

If you lost a home to foreclosure in Westchester County, the Westchester County Clerk of Courts may be holding money that belongs to you. When a property sells at auction for more than the outstanding debt, the difference — the surplus — belongs to the former owner or their heirs.

Patriot Pathway is monitoring foreclosure surplus filings in Westchester County, NY.

Where surplus funds live

Westchester County Clerk of Courts

Based in White Plains, NY

Clerk contact verified at filing time.

Filing deadline

5 years after the foreclosure sale

New York runs a judicial foreclosure process — every sale produces a court record we can pull.

How to claim surplus funds in Westchester, NY.

01
We verify the foreclosure record
We pull the case file from the Westchester County Clerk of Courts to confirm a sale occurred and surplus funds were created.
02
We confirm you are entitled
We confirm you are the prior owner, heir, or junior lienholder entitled to the surplus under New York law.
03
Our attorney reviews
Anthony Antonini, NJ Attorney, reviews and supervises claim documents before filing within 5 years after the foreclosure sale.
04
Court releases the funds
The court schedules a release order or short hearing depending on Westchester practice.
05
We send you a check
Our disclosed contingency fee is deducted and the balance is wired or mailed to you.

Last updated: April 25, 2026

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Start your Westchester, NY claim.

We respond within one business day. No upfront cost. Every claim receives licensed attorney review and supervision.